CSRise

CSRISE TECHNOLOGY LTD

Enterprise Terms of Service

Effective Date: September 2026

1. Acceptance of Terms

These Enterprise Terms of Service (“Terms”) govern access to and use of the CSRise software infrastructure (the “Platform”), operated by CSRise Technology Ltd (“CSRise”, “we”, “us”, or “our”). By creating an enterprise account, executing a capital allocation, onboarding as an implementing partner, or otherwise utilizing the Platform, you (“User” or “Client Organization”) agree to be bound by these Terms, our Acceptable Use Policy, and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Platform.

2. Description of Enterprise Service

CSRise operates an Enterprise Corporate Impact Operating System that provides digital governance and execution infrastructure for corporate social investments across Nigeria. The Platform enables organizations to govern social investments across a closed-loop operating cycle: Mandate → Allocate → Execute → Evidence → Verify → Decide → Reallocate.

CSRise provides software controls including milestone-governed escrow disbursements, tamper-proof field evidence vaults, third-party verification workflows, and executive decision registers. CSRise is strictly an enterprise governance technology provider; it is not a bank, broker, or retail crowdfunding platform.

3. Institutional Eligibility & Account Governance

  • Users must be registered corporate entities, corporate foundations, verified non-governmental organizations (NGOs), or authorized institutional stakeholders represented by duly authorized corporate officers.
  • Organizations must submit accurate and authentic corporate documentation (CAC incorporation certificate, Tax Identification Number, SCUML registration, and corporate resolution where applicable).
  • Implementing partners must complete CSRise’s institutional verification process before being eligible to receive project allocations or escrow releases.
  • Organizations are responsible for maintaining internal authorization hierarchies and securing all administrator and verifier credentials.

4. Capital Allocations & Escrow Infrastructure

  • Corporate social investments are structured into defined programmatic milestones and funded into dedicated escrow accounts or project-specific Paystack NUBAN virtual accounts.
  • Funds deposited for project execution remain subject to release conditions specified in the approved project charter.
  • Payment processing, virtual account generation, and automated bank reconciliations are executed via PCI-DSS certified payment infrastructure.
  • Platform governance fees and software licensing tiers are established by institutional commercial agreements or published tier schedules.

5. Milestone Execution & Evidence-Based Disbursements

  • Implementing partners are legally responsible for executing social initiatives strictly in accordance with approved milestone specifications, deliverable schedules, and budget allocations.
  • Disbursement of milestone funds from escrow requires the submission of verifiable evidence (geo-tagged photos, third-party sign-off sheets, itemized receipts, and KPI completion records).
  • Disbursements occur only after evidence has successfully cleared the mandatory multi-tier verification queue (Submitted → Reviewed → Approved → Verified).
  • CSRise reserves the right to halt, delay, or decline a disbursement release where evidence is missing, altered, unverifiable, or inconsistent with anti-fraud controls.

6. Escrow Holds, Decision Registers & Disputes

  • Where an initiative suffers persistent milestone failure, execution abandonment, or verified compliance breach, unreleased capital held in escrow remains under the authority of the corporate investor and may be formally reallocated to alternative portfolio initiatives via the Executive Decision Register.
  • Formal dispute mechanisms enable corporate funders and implementing partners to lodge compliance challenges. Lodging a formal dispute triggers an immediate automated freeze on affected escrow tranches pending administrative adjudication.
  • Refunds of unallocated escrow balances are subject to statutory compliance review and banking settlement timeframes.

7. Prohibited Conduct & Compliance

Users must strictly comply with our Acceptable Use Policy. Submitting fabricated deliverables, re-using previous project evidence, diverting disbursed capital, or engaging in money laundering or financial malpractice constitutes a material breach resulting in immediate suspension, escrow freeze, and mandatory reporting to law-enforcement authorities.

8. Audit Trails & Regulatory Oversight

CSRise maintains tamper-evident audit logs of all platform activities, approvals, verifications, and financial disbursements. CSRise may furnish statutory compliance records and verification documentation to relevant regulatory authorities (including Central Bank of Nigeria, NUPRC, NCDMB, and SCUML) where mandated by law.

9. Intellectual Property & Verification Evidence

All proprietary software architecture, interfaces, algorithms, and documentation are the exclusive intellectual property of CSRise Technology Ltd. Client organizations retain ownership of their corporate trademarks. Implementing partners grant CSRise and the funding corporate client a perpetual, royalty-free license to store, inspect, and present submitted milestone evidence records for compliance and audit defense.

10. Operational Disclaimers

CSRise provides its governance operating software on an “as is” and “as available” basis. While CSRise enforces verification controls, geo-audits, and anti-fraud media fingerprinting, CSRise does not warrant against on-ground delays caused by force majeure, community unrest, or unforeseen field logistics beyond reasonable digital oversight.

11. Limitation of Liability

To the maximum extent permitted by Nigerian law, CSRise shall not be liable for indirect, incidental, special, or consequential damages resulting from project execution failures, contractor disputes, or third-party banking downtime. CSRise’s total aggregate liability under these Terms shall not exceed the software subscription fees paid by the client organization in the twelve (12) months preceding the claim.

12. Suspension & Account Termination

CSRise may suspend or terminate organizational access immediately upon reasonable suspicion of fraud, regulatory sanction, or material breach of these Terms. Upon termination, unallocated escrow funds will be reconciled and returned in accordance with applicable statutory directives.

13. Governing Law & Jurisdiction

These Terms are governed exclusively by the laws of the Federal Republic of Nigeria. Any institutional dispute arising out of or in connection with these Terms shall be resolved through formal arbitration in Akure, Nigeria, in accordance with the Arbitration and Mediation Act 2023.

14. Amendments to Terms

CSRise may amend these Terms to reflect updates in regulatory requirements, security standards, or platform functionality. Corporate clients will be notified in writing of material contractual updates.

15. Contact & Governance Office

For legal inquiries, contract notices, or enterprise compliance requests, contact:

Legal & Regulatory Governance Department
CSRise Technology Ltd
Akure, Ondo State, Nigeria
Email: legal@csrise.africa / support@csrise.africa